On June 25th, our first loan originator “Ekspres Pozyczka” started to issue consumer loans in Poland. Since its launch, the company’s numbers are almost doubling every week. We are happy to announce that the current portfolio of issued loans seeks: 146 543 EUR. It is the result that the company has managed to achieve in a relatively short time (data of 2022-08-08).
From the start, they have paired finance and tech experts to build a mobile-friendly loan originator that helps to make simple financial choices. “It is only the beginning, but we are happy with the results. The company has achieved this through innovative IT solutions that enable reliable risk assessment and loan decisions in a few minutes. Customers already love speed and high-quality customer service. And I think it is encouraging feedback”, – says CEO of “Ekspres Pozyczka”, Wojciech Homan.
“Ekspres Pozyczka” offers up to 1600 Eur of short-term consumer loans with an option to extend repayment for extra 30 days. The most common purposes for loans are holiday trips, repairments, desired household purchases and refinancing other loans and bills. “Expres Pozyczka” becomes one of the best options for fulfilling the most important needs. The typical client is 35-45 years old, with an income up to 1200€. “We have created this financial tool to give people a fairer and smarter alternative to the banks. From loan applications to emails, we aim to be open, transparent and easy to understand.”, – says CEO of “Ekspres Pozyczka”.
It is important to note that Ekspres Pozyzcka strongly focuses on risk mitigation and management. These are Ekspres Pozyczka’s everyday priority tasks at the strategic and tactical levels of daily operations. Ekspres Pozyczka is a second-to-none P2P organisation which shall shortly introduce COSO methodology-based enterprise management process within group entities. The company is among the few in the market that have recently implemented a revolutionary AI-based, multisource Big Data scorecard decision engine. It allows not only to filter the fraud but also correctly manage and plan the default and ensure a fast-forward scale of the quality loan portfolio in Poland. Thus, “Ekspres Pozyczka” has implemented a scoring model that includes many factors based on 3,4 mln. samples.
Reviewing performance regularly and identifying the most likely strategies to keep results growing is essential to the business. Accordingly, the company has an ambitious plan to reach total funding of 9 mln. Eur by the end of 2022. In addition, they have also prepared a detailed and ambitious plan for the upcoming 2023 to double the team and reach a loan volume of 60 mln. Eur. Therefore, the “Hive5” platform is always ready to help achieve those exciting results. And it is the best time to enjoy your passive income growing by investing in “Ekspres Pozyczka” consumer loans and earning up to 13% annual return.