Build to Scale Lending

Hive Finance has launched 3 lending companies in Poland, Romania, and Spain and P2P marketplace in Europe — enabling over €180M in issued loans with performance-driven growth.

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What sets us apart? Deep local knowledge, full operational ownership,
and a commitment to transparency at every stage — from the first issued loan to the investor’s final return.

Our Global Presence

Hive Finance Group, based in Vilnius, Lithuania, is a fast-growing fintech operating across Europe. Through subsidiaries like Ekspres Pozyczka (Poland), Finjet (Spain), and Credilink (Romania), it offers a wide range of consumer and business loans. Hive Finance also operates the Hive5 P2P marketplace, which enables investors to invest in loans originated by its subsidiaries. Leveraging technology, Hive Finance provides fast, simple, and affordable financing solutions tailored to modern needs.

Trusted. Growing. Delivering.

€180 M+

Issued loans

250,6 k+

Number of issued loans, units

€11,5 M

Revenue, M EUR

€1,89 M

EBITDA, M EUR

29 k+

Number of Investors

4,6 M+

Interest Paid to Investors, M EUR

Check out our latest consolidated financial reports for key financial insights.

Invest smarter with Hive5

Hive5 is a next-generation investment platform delivering attractive returns through trusted companies within the Hive Finance Group. As the top-rated and fastest-growing P2P marketplace in the industry, Hive5 blends performance, transparency, and innovation—helping your money grow with confidence.

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Latest news

May 5, 2026
Hive Finance Group names Krisjanis Znotins Group CEO as it enters its next chapter

One of the Baltics’ most experienced leaders — combining fintech and banking experience, and one of very few who has actually run a lending business across Spain, Poland and Romania — takes over as Hive Finance Group enters its next phase: a sharper focus on profitability.  Hive Finance Group has appointed Krisjanis Znotins as its new Group CEO. Znotins brings more than fifteen years […]

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April 13, 2026
Hive Finance Group: Audited 2024 Consolidated Financial Results

Hive Finance Group has published its audited consolidated financial statements for the year ended 31 December 2024, independently audited by UAB Veritas Auditas. The report covers all Group companies: Hive Finance UAB (holding company), Argentum Capital Sp. z o.o. (Ekspres Pożyczka, Poland), Nectar Capital S.L. (FinJet, Spain), Hive5 Marketplace d.o.o. (Croatia), and Digital Capital Finance S.A.  (Credilink, Romania).  Audited Highlights  First Profit  2024 was the first […]

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October 17, 2025
Hive Finance Group Becomes Part of Ruptela Group 

Hive Finance Group announces a shareholder change – Ricardas Vandzinskas has sold his shares in the company to Ruptela Group, a well-established international business. Following the transaction, Ricardas Vandzinskas has fully exited Hive Finance Group and no longer holds any role or affiliation with the company. As a result, Ruptela Group now holds 35% of […]

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