We believe the financial system should be built to work for every business and every person. That’s why we are developing a digital investment marketplace, “Hive5”. We aim to provide liquidity and inject stability into the financial market. Hence, in a few weeks, you will be able to try our new online platform where everyone can start investing at their own pace and diversify their funds in one place.
“Our goal is to become a leading multinational crowdlending partner by providing our often-underserved customers with fast and simple financing solutions. While traditional institutional lending organizations are becoming slowly adaptable in the fast and innovative world of financing, crowdfunding platforms are more reflective of consumer, business needs and investors’ goals”, says Founder & CEO of “Hive Finance” Ricardas Vandzinskas.
We can’t wait to show you how simple investing could be. In under 10 minutes, investors could create their investment account and start investing in loans by earning up to 19%. Many people think: “To start investing, you need a lot of money”. On “Hive5”, you could start your investment journey with as little as 10 Eur. We aim to make investing a straightforward and satisfying experience.
After the launch of “Hive5” in July, investors will be able to try the platform by investing in consumer loans of our first Loan Originator, “Expres Pozyczka”, from Poland and earn up to 13% annual return.
It is important to note that the risk is always involved in an investment. We recommend our customers “Don’t put all their eggs in one basket”, in other words, to diversify all their funds. Along the way, we will offer more investment projects to invest in, such as business loans, green loans, equipment leasing, real estate loans and venture loans.
What’s more, as we have been investing ourselves in different markets, we know how important the security of money is. Thus, all investors’ money will be securely held in a separate bank account; the money could be withdrawn at any time, even in case of any unpredicted events related to the platform. “Hive5” is a 3rd party between the borrowers and the investors, so all investing contracts are signed between these two parties. “Hive5” is registered in Croatia and follows the compliance of European Crowdfunding Service Providers Regulation.
Furthermore, we will protect invested funds by giving a buyback guarantee in case the payments are delayed for more than 60 days. The Loan Originator will be obliged to redeem the investment with all accrued interest following the Assignment Agreement.
Finally, we cannot wait to launch the platform and hope you will like it as much as we do. Let’s together change the way people and businesses feel about finance.